Debt

January 30th, 2010

It’s the end of January and even though I have had a relatively cheap Christmas I am still feeling the pinch like most people.  January is always a bit of a low time of year with Christmas over and nothing to look forward until Easter and all that chocolate. 
January is of course the month [...]

Tags: , , ,
Posted in Finance | Comments (0)

Foreign bank accounts

August 21st, 2009

I was looking at the ISA I currently have thinking the interest rate would be around three or four percent and I was shocked to find that it is a pitiful 0.9% on anything up to £21,000, and 1.9% at above £21,000.  Seen as I don’t think I will ever have £21,000 anytime soon the [...]

Tags: , , ,
Posted in Finance | Comments (0)

Inspection of our decorating

August 20th, 2009

My parents in law have been today to look around our house.  It was quite tense, as they own the majority of it, having forked out the amount we needed as a mortgage.  They haven’t been for months, thanks to my wife negotiating skills… and it’s a good job too because it’s looked like a [...]

Tags: , , ,
Posted in Uncategorized | Comments (0)

Opening a bank account

August 16th, 2009

I have always been rubbish with my finances.  I have said it before and it will probably say it again as it I doubt it will ever change.  I have tried a little bit to improve my organisation by opening a new bank account.  I am going to use it to separate my money into [...]

Tags: , ,
Posted in Finance | Comments (0)

The property market

July 14th, 2009

There have been lots of reports lately about the housing market that have made the whole market look very confusing.  One mortgage lender would say that there are more mortgages being sold while others say that there is a decrease in mortgages.  There are still signs of a recovery in the property market with the [...]

Tags: , ,
Posted in Property | Comments (0)

Evil credit cards

July 9th, 2009

One thing that I have never liked or understood is credit cards, and unfortunately they are becoming a must have feature of every day life.  Up until recently I carried one around with me, but never used it.
I don’t think I have it any more, I got sent a letter saying that because I had [...]

Tags: , , , ,
Posted in Uncategorized | Comments (0)

Getting my finances straight

June 18th, 2009

Well I admit it I am terrible with my finances.  I normally have a rough idea of how much I should have in my account, I am normally in the right area and I am not normally happy with the amount.  Since being unemployed I have hated getting my bank statements or looking at the [...]

Tags: , , , ,
Posted in Uncategorized | Comments (0)