Friend lost his job

January 31st, 2010

Fridays are my favourite day at work, not only because we are facing the weekend, people always bring in a few foodie treats, but mainly because I get to leave a little bit earlier.  This means I get to avoid the hellish Friday night traffic before it gets really bad.  This Friday completely without notice [...]

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Debt

January 30th, 2010

It’s the end of January and even though I have had a relatively cheap Christmas I am still feeling the pinch like most people.  January is always a bit of a low time of year with Christmas over and nothing to look forward until Easter and all that chocolate. 
January is of course the month [...]

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Living on a shoe string

January 17th, 2010

With my wife still out of work and not getting any benefits, and me not getting paid a lot budgeting has become a big thing in my house.  It isn’t as bad as I thought it would be, we have always been careful with money, but now if we don’t need it to live we [...]

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Looking for a new house

October 18th, 2009

My brother has found another house that he likes.  He has looked all over, but the houses he has looked at have been in not the nicest areas.  Now the house he likes is just around the corner from me.  If he gets it, it will be a 2 minute walk from our house to [...]

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Holiday

September 19th, 2009

Following my last post about travelling to Brazil for my friends wedding, we have decided to go for it.  My friend’s sister will be taking my wife under her wing for the trip to make sure she doesn’t have any nuts inadvertently (she is seriously allergic).  This has gone some way to relieve my fears, [...]

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The recession worst for the UK

September 10th, 2009

I think I am turning into my Dad.  Normally when I get up in the morning I rush around to get out just about on time.  I have started getting up earlier and having breakfast while watching the news.  This is one of my main childhood memories of my Dad.
I also get constant news updates [...]

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Savings and children

September 7th, 2009

Having got married over two years ago now, inquiring questions have started to arise from well meaning family and friends as to the likely hood of future fatherhood.  Since the completion of our rather large three bed semi and being in a much more stable position with regards to work, I can’t deny it has [...]

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Foreign bank accounts

August 21st, 2009

I was looking at the ISA I currently have thinking the interest rate would be around three or four percent and I was shocked to find that it is a pitiful 0.9% on anything up to £21,000, and 1.9% at above £21,000.  Seen as I don’t think I will ever have £21,000 anytime soon the [...]

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Opening a bank account

August 16th, 2009

I have always been rubbish with my finances.  I have said it before and it will probably say it again as it I doubt it will ever change.  I have tried a little bit to improve my organisation by opening a new bank account.  I am going to use it to separate my money into [...]

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Savings

July 17th, 2009

With the recession upon us more and more people are looking to save to help them feel more secure.  I have heard that the amount each person is saving has increased by an average of £90 per month.  Nationwide that adds up to quite a bit, and in a time where the shops are trying [...]

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